DSCR Rental Property Loans — Rates Starting at 5.24%
Simple, hassle-free loans for rental property investors using Debt Service Coverage Ratio (DSCR)
Get straightforward financing designed specifically for rental property investors. With our DSCR-based approach, we evaluate the income generated by your property—making it easier for you to secure funding without unnecessary stress.
What Exactly Are DSCR Loans?
DSCR loans are tailored for real estate investors seeking financing based on the performance of their rental properties rather than personal income. Instead of focusing on your job history or personal debt, we look at how much income your property generates.
If your rental income can sufficiently cover the mortgage payments, you can qualify—even if you have other financial commitments. This makes DSCR loans a flexible and investor-friendly option for building your real estate portfolio.
Our Streamlined Process for Easy Approval
Our simplified process ensures you can quickly access the funds you need to invest in or grow your rental property portfolio. With minimal paperwork and fast approvals, you won’t have to wait long to move forward with your next investment.
Who Can Benefit From DSCR Loans?
Ideal for Investors
DSCR loans are perfect for rental property investors who want to grow their portfolios without depending on personal income.
Cash Flow Focused
These loans focus on your property's cash flow, allowing you to leverage the rental income to secure financing with ease.
Flexible Loan Parameters
We offer competitive loan terms with flexible amounts and repayment options designed to match your financial goals.
Quick Funding for Your Projects
Our DSCR loans are built for speed. We prioritize fast approvals and quick funding so you can take advantage of opportunities in the rental market without delays.
Loan Terms And Requirements
Matan Lending Group offers DSCR rental property loans designed to fit a variety of investment needs. Below are the key terms and requirements:
Flexible Loan Amounts
We provide loan amounts based on your property’s cash flow, giving you the flexibility to finance rental projects of different sizes.
Debt Service Coverage Ratio (DSCR)
Your rental income should be sufficient to cover the loan payments. This ensures the property can financially sustain itself and meet lending criteria.
Property Eligibility
Eligible properties include residential rental units such as single-family homes, multi-family properties, and small apartment buildings.
Credit Score
Although the primary focus is on the property’s income, maintaining a strong credit score can improve your eligibility and offer access to more competitive terms.
Down Payment
A minimum down payment is typically required, depending on the property type and loan amount.
Funding Timeline
With fast approvals and an expedited funding process, you can move quickly on profitable rental opportunities without unnecessary delays.